Doan, T. D. U., Nguyen, D. N., Nguyen, T. T. H., Nguyen, T. L., Nguyen, T. T. T., & Tran, T. K. P. (2021). Service quality of mortgage real estate, consumer loan intention, buying behavior of luxury apartments, personal credit at Vietnamese commercial banks. CENTRAL ASIA AND THE CAUCASUS, 22(5), 1302-1330. https://ca-c.org/CAC/index.php/cac/article/view/990