Irwan IF, Reynaldi V, Paulina W, wahyuni NS, Aghniya SS, Hadi D abdul. CREDIT RESTRUCTURING AND FINANCIAL PERFORMANCE BEFORE AND DURING THE COVID-19 PANDEMIC. CAC. 2022;23(1):4668-4677. Accessed June 29, 2025. https://ca-c.org/index.php/cac/article/view/460