Asli AA, Sawandi N, Saad RAJ. The Moderating Effects of Financial Literacy on Intention Towards Indebtedness Amongst Government Servants: A Proposed Framework. CAC [Internet]. 2021 Oct. 30 [cited 2025 Jul. 23];22(5):586-95. Available from: https://ca-c.org/index.php/cac/article/view/871