INCREASED INTENTION TO USE THE APPLICATION THROUGH BRAND TRUST AND QUALITY OF SERVICE (Research Study on Users of the Dana E-Money Application)
Keywords:
Brand Trust, Intention to use, service qualityAbstract
In the face of increasing business challenges, especially in the digital business, trust in a brand is the most important capital in building good brand performance. One of the e-wallet businesses that is currently trending in Indonesia is Dana which is an online transaction application. However, in recent times, the fund application has experienced a decrease in users due to many complaints. This study was proposed toexamine the effect of service quality and brand trust on the intention to use the e-Money Dana application. This type of research is quantitative research using explanatory method by using purposive sampling technique to determine the criteria for sampling. In addition, a survey method was used in this study to obtain primary data in the form of direct responses from respondents. The sample selected in this study were 200 respondents who were among fund application users in Bandung. Based on the test results, the coefficient of determination for the brand trust variable is 41.34%, while the coefficient of determination for the service quality variable is 77.08. This shows that the two variables have a strong relationship, especially on the service quality variable. The limitation of this research is that the respondents are limited only in the city of Bandung. This study provides several recommendations,namely; (1) companies must pay attention to the speed in responding to complaints from consumers through the addition of customer service so that they can respond to consumer complaints quickly. (2) Companies must provide continuous information about the latest services so that consumers do not seek information from other e- commerce via social media.
Downloads
References
Syifa, N. and V. Tohang. The Use Of E-Wallet System. IEEE DOI: https://doi.org/10.1109/ICIMTech50083.2020.9211213.
Soegoto, D.S. and M.P. Tampubolon. E-wallet as a payment instrument in the millennial era. IOP Publishing DOI: https://doi.org/10.1088/1757-899X/879/1/012139.
Tomar, V.S., R.S. Tomar, and V. Khattri, Moderating Role of Brand Trust on Offline vs Online Shoppers and its Impact on Cognitive Dissonance. Indian Journal of Marketing, 2020. 50(8-9): p. 66-79 DOI: https://doi.org/10.17010/ijom/2020/v50/i8-9/154692.
Oentario, Y., A. Harianto, and J. Irawati, Pengaruh Usefulness, Ease of Use, Risk Terhadap Intentionto Buy Onlinepatisserie Melalui Consumer Attitude Berbasis Media Sosial Di Surabaya. Jurnal Manajemen Pemasaran, 2017. 11(1): p. 26-31 DOI: https://doi.org/10.9744/pemasaran.11.1.26-31.
Hussain, A., et al., Users’ Perception on the Pragmatic Comfort of a Mobile eWallet Application. International Journal of Advanced Science and Technology (IJAST), 2020. 29(08): p. 188-193.
Abrilia, N.D. and T. Sudarwanto, The Influence of Perception of Ease of Service and Service Features on Interest in Using E-Wallet in Fund Applications in Surabaya. Journal of Commerce Education (JPTN), 2020. 8(3).
Zavareh, F.B., et al., E-service quality dimensions and their effects on e-customer satisfaction in internet banking services. Procedia-social and behavioral sciences, 2012. 40: p. 441-445 DOI: https://doi.org/10.1016/j.sbspro.2012.03.213.
Kolandaisamy, R. and K. Subaramaniam, The impact of E-wallets for current generation. Journal of Advanced Research in Dynamical and Control Systems, 2020. 12: p. 751-759 DOI: https://doi.org/10.5373/JARDCS/V12SP1/20201126.
Lafraxo, Y., et al. The Effect of Trust, Perceived Risk and Security on the Adoption of Mobile Banking in Morocco. DOI: https://doi.org/10.5220/0006675604970502.
Cuong, D.T. The Optimal Model for Consumers’ E-wallets Usage Intention. Springer DOI: https://doi.org/10.1007/978-3-030-90318-3_8.
Ke, Y. The e-commercial quality components impact on customers’ purchase intention. IOP Publishing DOI: https://doi.org/10.1088/1742-6596/1345/3/032033.
Nunes, R.H., et al., The effects of social media opinion leaders’ recommendations on followers’ intention to buy. Revista Brasileira de Gestão de Negócios, 2018. 20: p. 57-73 DOI: https://doi.org/10.7819/rbgn.v20i1.3678.
Choi, J. and N.E. Kruis, Gender, self-control, and opportunity: applying the general theory of crime to online harassment. International Journal of Cyber Criminology, 2020. 14(1): p. 267-282.
Syaputra, D.Y., Konsep Strategi Pemasaran Marketplace Sebagai Penerapan Marketing 4.0. Jurnal Indonesia Sosial Teknologi, 2021. 2(6): p. 939-952 DOI: https://doi.org/10.36418/jist.v2i6.164.
Nurfath, D. and S. Utami, The Influence of Perceived Service Quality on Repurchase Intentions Mediated by Trust in Salespeople at Lyradyba Retail Stores, Banda Aceh City. Scientific Journal of Management Economics Students, 2017. 2(1): p. 67-84.
Yoga, I., Halal emotional attachment on repurchase intention. Shirkah: Journal of Economics and Business, 2019. 3(1) DOI: https://doi.org/10.22515/shirkah.v3i1.206.
Conradie, L., et al., Cyberharassment awareness course (cybac): Influences from domestic abuse perpetrator programmes for its design and function. International Journal of Cyber Criminology, 2020. 14(1): p. 220-235.
Pramelani, P. and S. Fitra, The Effect of Promotions and Transaction Service Features on Consumer Decisions in E-wallet Selection. Journal of Business and Entrepreneurship, 2020. 16(3): p. 208-213 DOI: https://doi.org/10.31940/jbk.v16i3.2193.
Putranto, K., D. Stewart, and G. Moore, International technology transfer and distribution of technology capabilities: the case of railway development in Indonesia. Technology in Society, 2003. 25(1): p. 43-53 DOI: https://doi.org/10.1016/S0160-791X(02)00035-0.
Ulum, F. and R. Muchtar, Pengaruh E-Service Quality Terhadap E-Customer Satisfaction Website Start-Up Kaosyay. Jurnal Tekno Kompak, 2018. 12(2): p. 68-72 DOI: https://doi.org/10.33365/jtk.v12i2.156.
Hidayah, R.T., Pengaruh Brand Trust Terhadap Niat Konsumen Untuk Melakukan Pembelian Produk Elektronik Pada Situs Jual Beli Lazada. UNEJ e-Proceeding, 2016: p. 122-132.
Masoud, E.Y., The Effect of Service Quality on Customers' Satisfaction in Mobile Phone Services in the UAE. Transnational Marketing Journal (TMJ), 2020. 8(1): p. 75-94 DOI: https://doi.org/10.33182/tmj.v8i1.846.
Chen, C.-F., Investigating structural relationships between service quality, perceived value, satisfaction, and behavioral intentions for air passengers: Evidence from Taiwan. Transportation Research Part A: Policy and Practice, 2008. 42(4): p. 709-717 DOI: https://doi.org/10.1016/j.tra.2008.01.007.
Dmello, J.R. and G. Bichler, Assessing the Impact of Civil Gang Injunctions on the Use of Online Media by Criminal Street Gangs. International Journal of Cyber Criminology, 2020. 14(1): p. 44- 62.
Singh, J., B. Crisafulli, and M.T. Xue, ‘To trust or not to trust’: the impact of social media influencers on the reputation of corporate brands in crisis. Journal of Business Research, 2020. 119: p. 464-480 DOI: https://doi.org/10.1016/j.jbusres.2020.03.039.
Adil, A.S., M. Asdar, and M. Ismail, The Influence of Customers Involvement and Brand Trust on Decisions of Purchase of Products Through Intention to Buy as Intervienning Variable (Study on Eiwa Instagram Account). Hasanuddin Journal of Applied Business and Entrepreneurship, 2018. 1(3): p. 37-50.
Friend, C., et al., Fighting Cybercrime: A Review of the Irish Experience. International Journal of Cyber Criminology, 2020. 14(2): p. 383-399.
Aditya, I. and M. Tjokrosaputro, The Influence of Brand Satisfaction, Brand Trust, and Brand Experience on Kompas Digital's Brand Loyalty. Journal of Business Management and Entrepreneurship, 2020. 4(1): p. 60-64 DOI: https://doi.org/10.24912/jmbk.v4i1.6801.
Mateus, P.M.M., Consumer behavior: effect of brand trust on the relationship between consumer's perceived risk and intention to buy in the online shopping. 2017.
Shamsudin, M.F., et al., The influence of service quality, brand image, trust, and price on customer satisfaction: Case of airline services. Journal of Critical Reviews, 2020. 7(19): p. 620- 627.
Al-Khayyal, A., et al., Factors influencing electronic service quality on electronic loyalty in online shopping context: data analysis approach, in Enabling AI Applications in Data Science. 2021, Springer. p. 367-378 DOI: https://doi.org/10.1007/978-3-030-52067-0_16.
Khatoon, S., X. Zhengliang, and H. Hussain, The Mediating Effect of customer satisfaction on the relationship between Electronic banking service quality and customer Purchase intention: Evidence from the Qatar banking sector. SAGE Open, 2020. 10(2): p. 2158244020935887 DOI: https://doi.org/10.1177/2158244020935887.
Johanes, R., et al. What features of online review affects readers' intention to travel? : IEEE DOI: https://doi.org/10.1109/ICACSIS.2016.7872786.
Hamari, J., N. Hanner, and J. Koivisto, Service quality explains why people use freemium services but not if they go premium: An empirical study in free-to-play games. International Journal of Information Management, 2017. 37(1): p. 1449-1459 DOI: https://doi.org/10.1016/j.ijinfomgt.2016.09.004.
Choi, D., C.Y. Chung, and J. Young, Sustainable online shopping logistics for customer satisfaction and repeat purchasing behavior: Evidence from China. Sustainability, 2019. 11(20): p.5626 DOI: https://doi.org/10.3390/su11205626.
Haddad, H., et al., The service quality dimensions that affect customer satisfaction in the Jordanian banking sector. Sustainability (Switzerland), 2019. 11(4) DOI: https://doi.org/10.3390/su11041113.
Downloads
Published
Issue
Section
License
Copyright (c) 2022 Author
This work is licensed under a Creative Commons Attribution 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit , provide a link to the license, and indicate if changes were made . You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation .
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.